# Virtual Accounts Avici offers Virtual USD and EUR checking accounts that function as **fiat on- and off-ramp channels**, enabling receipt and payout of fiat currencies without holding funds. With Avici: * You get **USD & EUR accounts in your name**, powered by banking partners. * You can **receive fiat payments** (e.g., salary, freelance payments, remittances). * Incoming fiat is **automatically converted to USDC** in your Avici Smart Wallet. Essentially, these accounts work like a **crypto-friendly bank account alternative**—but instead of keeping fiat stuck in a bank, it turns into stablecoins instantly, ready to be spent or moved onchain. These accounts can be used to receive funds to your wallet and the funds can be withdrawn from your wallet to any other wallet or sent to the card. Only USD and EUR are accepted as currencies for sending funds to these accounts. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.avici.money/getting-started/virtual-accounts.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.