Blockchains, Currencies and Payment Rails

Blockchain and Stablecoin Support Overview

Blockchain	USDT	USDC	EURC
Solana	✅	✅	✅
Ethereum	✅	✅	✅
Polygon	✅	✅	✅
Base	-	✅	✅
Arbitrum	-	✅	✅

Currencies

These currencies support both onramp (fiat to crypto) and offramp (crypto to fiat) for Business-to-Business (B2B), Business-to-Individual (B2C), and Individual-to-Individual (I2I) transactions.

Currency	Payment Method	Average Delivery Speed
USD	ACH, FedWire	Same Day (T+1 if outside cutoff time)
EUR	SEPA Instant (SEPA Credit if 100k+ EUR)	Real-time

Settlement timelines may not be instant. (This is due to the applicable jurisdiction, payment rail used, cross-border nature of a transaction, settlement protocols, processing windows, and banking infrastructure involved, and may take up to seven days).

Payment Rails

The following table outlines our supported payment methods.

Payment Method	Description	Availability
SEPA (Instant)	Instant EEA transactions sub €100k	✅
SEPA (Credit)	Usually 24 hours for transactions greater than €100k	✅
ACH	Common for domestic transfers within the US	✅
Wire	Common for domestic transfers within the US	✅

Third Party Payments

Use Case

• Onramp: Accept fiat payments from external bank accounts as a third-party source.

• Offramp: Disburse fiat payouts to external bank accounts that are not owned by the initiating end customer (e.g., vendor, beneficiary, or third party).

Key use case is for users to be able to offramp / send stablecoins into third party bank accounts:

• Crypto companies paying suppliers (USDC to EURO)

• Payroll originating in USDC to get delivered as USD or EUR into bank accounts

• Companies pay with stablecoins, freelancers receive fiat.

• Cross border payments

Customers from the USA can’t enable EURO 3rd party accounts.