Fees and Limits

These apply to both USD and EUR accounts

Account opening fees – $0

Minimum transfer – $2.0

Transaction & Banking Fees:

Category
Fee Type
Description
Amount

Transaction Fee

Transaction Fee

Transaction fee applied

0 bips (0.00%)

Banking Fee

ACH Rail

Pay Out (Withdrawal) via ACH / USD

1 USD

Banking Fee

ACH Rail

Pay In (Deposit) via ACH / USD

1 USD

Banking Fee

Wire Transfer Rail

Pay Out (Withdrawal) via Wire Transfer / USD

15 USD

Banking Fee

Wire Transfer Rail

Pay In (Deposit) via Wire Transfer / USD

15 USD

Banking Fee

Sepa Rail

Pay Out (Withdrawal) via Sepa / EUR

1 EUR

Banking Fee

Sepa Rail

Pay In (Deposit) via Sepa / EUR

1 EUR

Spending Limits

Each risk level comes with an initial spending limit, which can be raised to the next level after completing additional verification steps such as the questionnaire and providing Source of Funds information.

Risk Category
Tier (Access Level)
Annual Limit
Required Verification

Low risk

Tier 1

27,000 EUR / 27,000 USD

Government-issued ID + Liveness check + Proof of address

Tier 2

Unlimited

Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof

Medium risk

Tier 1

27,000 EUR / 27,000 USD

Government-issued ID + Liveness check + Proof of address + KYC Questionnaire

Tier 2

Unlimited

Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof

High risk

N/A

Unlimited

Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof

Source of Funds (SoF) Document Requirements

Every document must include: Name, Current Address (matching onboarding), Issue Date, and Financial Value.

Source of Funds
Accepted Documents
Validity

Salary

Bank statement (2 payments) or payslip

< 3 months old

Savings

Bank statement from the holding institution

< 3 months old

Inheritance

Signed letter from a licensed solicitor or estate trustee

No expiry

Crypto

Wallet/Account screenshot (with name/address); add bank statement for DEX users

< 3 months old

Investments

Copy of investment portfolio statement

< 3 months old

Company Profits

Dividend distribution certificate

< 12 months old

Sole Trader

Bank statement (2 payments) or latest tax return

3 months for bank / 12 months for tax

Pension

Pension statement or bank statement (2 payments)

< 12 months old

Rental Income

Signed Rental Agreement

Must be valid for 3+ months

Property Sale

Copy of the signed sale contract

No expiry

Company Sale

Sale contract + screenshot of Registry (showing change of ownership)

No expiry

Benefits

Government document + bank statement (2 deposits)

< 3 months old

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