Fees and Limits
These apply to both USD and EUR accounts
Account opening fees – $0
Minimum transfer – $2.0
Transaction & Banking Fees:
Transaction Fee
Transaction Fee
Transaction fee applied
0 bips (0.00%)
Banking Fee
ACH Rail
Pay Out (Withdrawal) via ACH / USD
1 USD
Banking Fee
ACH Rail
Pay In (Deposit) via ACH / USD
1 USD
Banking Fee
Wire Transfer Rail
Pay Out (Withdrawal) via Wire Transfer / USD
15 USD
Banking Fee
Wire Transfer Rail
Pay In (Deposit) via Wire Transfer / USD
15 USD
Banking Fee
Sepa Rail
Pay Out (Withdrawal) via Sepa / EUR
1 EUR
Banking Fee
Sepa Rail
Pay In (Deposit) via Sepa / EUR
1 EUR
Spending Limits
Each risk level comes with an initial spending limit, which can be raised to the next level after completing additional verification steps such as the questionnaire and providing Source of Funds information.
Low risk
Tier 1
27,000 EUR / 27,000 USD
Government-issued ID + Liveness check + Proof of address
Tier 2
Unlimited
Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof
Medium risk
Tier 1
27,000 EUR / 27,000 USD
Government-issued ID + Liveness check + Proof of address + KYC Questionnaire
Tier 2
Unlimited
Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof
High risk
N/A
Unlimited
Government-issued ID + Liveness check + Proof of address + KYC Questionnaire + SoF proof
Source of Funds (SoF) Document Requirements
Every document must include: Name, Current Address (matching onboarding), Issue Date, and Financial Value.
Salary
A payslip from your employer or
One or more bank statements demonstrating two salary payments from your employer
Dated within the last 3 months
Contains a balance or financial value
Document must include your name
Payslip (optional) must be issued by your employer and clearly show your salary and your name
Savings
An account statement from the financial institution where the savings are held
Dated within the last 3 months
Contains a balance or financial value
Document must include your name
Inheritance
A signed letter from a licensed solicitor, executor, or estate trustee
Contains financial value of inheritance
Document must include your name
Investments
A statement of your investment portfolio
Dated within the last 3 months
Contains a balance or financial value
Document must include your name
Company profits
A dividend distribution certificate
Dated within the last 1 year.
Contains a balance or financial value
Document must include your name
Cryptocurrency Trading
Screenshot of the accounts you used, with their balances and your name and address, and
If the trading account does not have a name or address (because it's a DEX or other non-custodial platform), then ALSO provide a bank statement demonstrating two cryptocurrency transactions with the same platform you have provided a screenshot from
Both uploads (where required) must contain a balancer or financial value
Document must include your name
Bank statements must be in line with the criteria outlines above under Salary
Self-employed
Invoices from the last 2 months and bank statement demonstrating two or more income payments, or
Latest Tax statement/Tax return
Dated within the last 3 months
Contains a balance or financial value
Document must include your name
Pension
Pension statement dated within the last 12 months, or
Bank statement demonstrating two or more pension payments dated within the last 3 months
Contains a balance or financial value
Document must include your name
Rental income
A rental agreement(s)
Valid for a minimum of 3 months from submission
Contains the rental amount
Document must include your name
Sale of Property
A sale contract
Contains the sale amount
Document must include your name
Sale of company
A sale contract, and
A screenshot of the register of companies detailing the sale/change of ownership
Contains a balance or financial value
Contains your name and information sufficient for us to confirm your identity matches the details on your MoonPay account
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