> For the complete documentation index, see [llms.txt](https://docs.avici.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.avici.money/~/revisions/DAHQ8YoevB8DOP5QFsZW/getting-started/virtual-bank-accounts.md).

# Virtual Bank Accounts

Avici offers Virtual **USD and EUR checking accounts** that allow you to **receive in fiat currencies** like a traditional bank account.

With Avici:

* You get **USD & EUR accounts in your name**, powered by banking partners.
* You can **receive fiat payments** (e.g., salary, freelance payments, remittances).
* Incoming fiat is **automatically converted to USDC** in your Avici Smart Wallet.

Essentially, these accounts work like a **crypto-friendly bank account alternative**—but instead of keeping fiat stuck in a bank, it turns into stablecoins instantly, ready to be spent or moved onchain.

These accounts can be used to receive funds to your wallet and the funds can be withdrawn from your wallet to any other wallet or sent to the card. \
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We are working on enabling these account for fiat off-ramps as well.

Only USD and EUR are accepted as currencies for sending funds to these accounts.