What are Business Cards?

Avici Business Cards are credit cards designed specifically for companies, freelancers, and on-chain businesses that want to spend using their crypto for operational and corporate expenses. These cards work just like our personal credit cards, but are issued under a registered business account rather than an individual profile.

Business Cards allow teams to spend globally, manage operational costs, and streamline treasury workflows while keeping full ownership of their digital assets. Just like personal Avici cards, Business Cards can be used at any merchant that accepts Visa.

Why Business Cards?

Funds deposited into the spending balance generate USD credit that the business can use to pay vendors, subscribe to SaaS tools, cover travel and operations, or run day-to-day expenses.

These cards are ideal for:

• Startups that hold crypto in treasury

• DAOs and internet-native businesses

• Freelancers and contractors who want to keep business and personal spending separate

• Global teams that need multi-card access with unified control

• Businesses looking for borderless, crypto-powered banking rails

How they work

Business Cards operate on the same underlying architecture as personal credit cards. Users deposit USDC into a smart contract, which creates an equivalent USD credit balance on the card.

All business card contracts remain fully self-custodial.

Business vs Personal Cards

Business Cards follow the same fee structure, transaction limits, settlement process, and global acceptance rules as our personal cards. They can be created as virtual or physical Visa cards and can be added to Apple Pay or Google Pay for tap-to-pay usage.

Where can they be used?

Business Cards can be used at more than 100 million merchants worldwide - anywhere Visa is accepted. They support online and in-person payments, subscriptions, SaaS platforms, advertising spend, travel, procurement, and more.

ATM usage and card behaviour remain identical to personal cards.