Virtual Bank Accounts

Avici offers Virtual USD and EUR checking accounts that allow you to receive in fiat currencies like a traditional bank account.

With Avici:

• You get USD & EUR accounts in your name, powered by banking partners.

• You can receive fiat payments (e.g., salary, freelance payments, remittances).

• Incoming fiat is automatically converted to USDC in your Avici Smart Wallet.

• There are no banks or exchanges involved, making it a direct, seamless onramp.

Essentially, these accounts work like a crypto-friendly bank account alternative—but instead of keeping fiat stuck in a bank, it turns into stablecoins instantly, ready to be spent or moved onchain.

These accounts can be used to receive funds to your wallet and the funds can be withdrawn from your wallet to any other wallet or sent to the card. We are working on enabling these account for fiat off-ramps as well.

Only USD and EUR are accepted as currencies for sending funds to these accounts.